Thankfully, nobody has been reported injured and there was very minimal damage in the Los Angeles area during the 4.4 magnitude earthquake. The last quake was felt in Northern California on February 5th, 2010 and was a size 6.0. A month before that there was a 6.5 magnitude earthquake that caused minor injuries and damage, but was still felt as far away as Oregon. Then of course, on December 31, a 5.8 shook Northern Baja California.
Are we the next big earthquake away from serious damage and loss?
We should ask our insurance agents if our homeowners includes insurance for earthquakes. Most policies do not automatically include it, as it generally costs extra for that added security. If we do have it, very good of us. Now the question becomes are we aware of our deductible? Will a loss attributed to an earthquake go unclaimed because we are unaffordable to afford our deductible? Beware, most companies do not allow us to purchase insurance for earthquakes endorsements or earthquake policies during or immediately following earthquake activity.
Diversified Insurance Services is interested in helping our friends find less expensive homeowners insurance with earthquake coverage in California. Diversified Insurance is represented by over 30 Top Rated Insurance Carriers helping you save time and stress by providing the best premium with the best coverage to protect your assets.
For Quotes & Questions Contact Jason @
714-988-3325
jason@diversifiedinsurancequotes.com
