Are Burglars Watching Your Social Media Updates?

Are Burglars Watching Your Facebook, Twitter or Linkedin Status Updates?

Spending your days tweeting away might be a great way to share news with friends and family, but it’s also an increasingly risky way to get robbed.

Social media applications like Twitter, Facebook, Linkedin and other popular forms of real-time communication are also growing in popularity among the criminally-minded.

To put it plain and simple, real-time sharing may provide the perfect way to hook up with friends on short notice or simply stay in touch throughout the day, but it also informs others that you are away from home.

Recent reports on CBS News and information from police stations throughout the nation indicate a dramatic rise in opportunistic criminals that use information gained from social media websites to plan and target a home invasion while the owner is away.


There are several ways to help combat the risk of home invasion or robbery, but each requires a bit of discipline.

Following are some things to keep in mind.

Home Alone: Never share information about children or vulnerable persons who may be home alone.

True Friends: Limit your network to people you can really trust, or consider using two different accounts - one for casual friends and another for family.

After-Effects: Rather than sharing in real-time, consider sending out a status report after the big event. Remember, it’s still possible to use a cell phone to make actual calls rather than texting.

Please Contact Jason Shroot For The BEST Home / Auto / Business Insurance Rates & To Ensure Proper Insurance Coverages. 

Jason Shroot Can Be Reached Directly at 714-988-3325 or jason@diversifiedinsurancequotes.com.  Please Visit Jason @ www.JasonSELLSinsurance.com

Running A Business Without Cyber Liability Coverage...

Every day small, medium and large businesses are victims of cyber crimes committed by hackers. There is a cyber liability exposure for every type of business operation—from “Mom & Pop” stores to multibillion-dollar corporations.
Many insureds think their comprehensive general liability policies will cover these security breaches, but they are wrong. With gaps created by exclusions and endorsements on the general liability policy, special cyber liability insurance coverage has become a necessity.

Some examples of provided protection on the comprehensive cyber form include:

• Breach of Duty
• Security Costs
• Acts Performed By Third Parties (Contractors, Vendors, etc.)
• Privacy Claims Caused By Employees
• Media Liability (Copyright / Trademark Infringement & Personal Injury)

Security costs are one of the major benefits of comprehensive cyber liability coverage and include forensic costs, credit monitoring, public relations management and notification costs.

Other notable coverage in the comprehensive cyber form relates to damage caused by a hacker, business interruption and cyber extortion.

The first step in cyber insurance in understanding the coverage.

The next key step in the process is to understand who has exposure and the severity of this exposure.
The simple answer is that “all business owners” are exposed. There are, however, some industries where the exposure is more severe and alarming than in others.

There are three major criteria that can be analyzed to determine if cyber coverage is necessary:
1) The first involves recording and tracking clients’ personal information including addresses, phone numbers, Social Security numbers, credit card numbers and other sensitive information.

 2) The second criteria are the operation of a website or server to run one’s business.

 3) The third and final criteria involve credit and debit card transactions by a business.


Keep in mind, cyber liability coverage is complex and consistently evolving.
Nearly every business in operation has been exposed, and stories of substantial losses are spreading through word of mouth and media outlets. With the adoption of technology in the business world, growing Internet threats and future technology advances, the time to position oneself as a cyber liability expert is now.

Please Call Jason Shroot @ 714-988-3325 To Discuss How We Can Protect You From Your Cyber Liability Risk.