Few people tend to think of protecting their children when it comes to identity theft. At Debix, we see the impact of child identity theft on a daily basis, and recently worked with Carnegie Mellon CyLab to explore the topic further. Earlier this month, we released the largest report to date on Child Identity Theft. The report found that 10.2% of children had their Social Security number being used by someone else. The number of affected children was 51 times higher than the 0.2% adult identity theft rate observed in the same population.
Tips to Protect Your Children from Identity Theft
Watch for mail in your child's name: If you begin receiving pre-approved credit cards or other unsolicited financial offers in your child's name, it is an indicator that your child may have an open credit file.
Discuss online safety: Talk to your child about the dangers of sharing personal data online. Children surfing the web are particularly vulnerable to exposing personal information in chat rooms or on social networking sites. Make sure they understand the importance of keeping private data private.
Don't make your child susceptible to "friendly" identity theft: Don't ever use your child's name to open utility or other credit accounts. Protect your child's personal information by keeping it locked up in your home where visitors cannot access it.
To learn more about protecting your child please research more about Identity Theft companies that can properly ensure you and your family's safety.
Your Homeowners / Condo / Renters insurance policy Can Also Provide an Additional Layer of Protection With an endorsement for Identity Theft. Please Contact Jason Shroot At Diversified Insurance For More Information. Please Call 714-988-3325 or Email at Jason@diversifiedinsurancequotes.com
