AAIS, IDentity 911 Release Sample Data Breach Endorsement

coverage to small- and mid-sized commercial accounts.

The American Association of Insurance Services (AAIS) has released the sample endorsement under its business owners program (BOP). AAIS is a national insurance advisory organization that develops policy forms and rating information used by more than 700 property/casualty insurers.

The endorsement was developed in conjunction with IDentity Theft 911 (IDT911), a provider of identity and data risk management, resolution, and education services. More than half of U.S. property/casualty carriers, including several member companies of AAIS, use IDT911 for identity theft loss control and recovery services.

The endorsement, which incorporates language proposed by IDT911, covers certain services provided to a commercial account in the event that personal information in its possession is lost, stolen, accidentally released, or accidentally published. Covered expenses include:

Expert consultations;Forensic investigations;Legal and regulatory research;Notification to persons whose data may have been breached; andCredit and fraud monitoring for victims of identity theft.

Coverage under the endorsement is subject to an each-event deductible and an annual aggregate limit, plus separate sublimits for forensic investigations and legal/regulatory research expenses.

Coverage extends only to the types of losses identified in the endorsement. Non-described costs are explicitly excluded, as are costs arising from reckless disregard for information security, costs to identify or correct deficiencies in systems or procedures, and other types of expenses.

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County in Iowa Warns Residents of Records Breach

May 14, 2012Email ThisPrintNewslettersTweetArticleComments

Some 3,000 Warren County, Iowa, residents have been notified that their personal information may have been scattered by the wind in the aftermath of a December fire at a human services office.

Pat Penning, service area manager for the Department of Human Services region that includes Warren County, said it is unlikely the water-logged or burned records could be used for identity theft, but the state is treating the breach seriously.

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Utah Medical Records Breach More Extensive

April 9, 2012Email ThisPrintNewslettersTweetArticleComments

Health officials in Utah say hackers who downloaded thousands of medical files from state computers last week stole far more personal information than originally thought.

The Utah Department of Health said Friday that nearly 182,000 recipients of Medicaid and the Children’s Health Insurance Program had their personal information stolen. The department estimates more than 25,000 Social Security numbers were compromised.

Agency officials originally thought the hackers stole 24,000 Medicaid claims. But officials now say 24,000 files were stolen, and each file potentially contains information on hundreds of people.

Officials say the attack started last week and likely came from eastern Europe. The information was on a new server that had security tools installed improperly.

The agency says it plans to reach out to those affected and offer free credit monitoring services for one year.

Copyright 2012 Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.Email ThisPrintNewslettersTweetCategories: West NewsTopics: hackers, Medicaid, personal information, Utah, Utah Department of HealthHave a hot lead? Email us at newsdesk

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