Quote of the Day: In Plain View

I work in the IT department of a law firm and I set up conference rooms for meetings. A few of the rooms I set up are right across the street from a brand new apartment building that’s almost 50 stories tall. Most of the time you can’t see into people’s living rooms because the glass is reflective. But between 8 and 9 a.m., because of the angle of the sun, you can see right into people living rooms and bedrooms. One woman gets up around 8:30 a.m. and likes to strut around her bedroom naked.

– “Accidental Peeping Tom,” who recently sought the counsel of Slate’s Dear Prudence advice column. Check out his query, and her response, over here.

(If you have an idea about which law firm this person works at, feel free to drop us a line. We might want to schedule some morning meetings there….)

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Quote of the Day: Watch Out for Batted Balls Wieners

he risk of being hit in the face by a hot dog is not a well-known incidental risk of attending a baseball game.

– Presiding Judge Thomas H. Newton of the Missouri Court of Appeals (Western District), writing for the majority, and noting that a fan cannot be said to have assumed the risk of injury via flying hot dog by attending a baseball game.

(For some background information, in 2009, Kansas City Royals fan John Coomer’s retina was torn and detached after he was hit in the face with a foil-wrapped hot dog that was thrown by the team mascot.)

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Quote of the Day: Howrey Going To Void These Loans?

Stephen O’Neal

I later found out that during this whole period of time… when I was being romanced by Citibank, that they had reason to believe — in fact, they knew — that Howrey was in default of material covenants, and they didn’t tell me that.

– Stephen O’Neal, a former partner of Howrey LLP, in a deposition in his pending litigation against Citibank. O’Neal and another former Howrey partner, David Buoncristiani, allege that Citibank committed fraud by encouraging them to finance their capital contributions with Citi, claiming that Howrey was financially sound when the bank knew Howrey wasn’t.

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►► Earthquake Insurance ► ► Did You Feel Our Last 4.4 Quake !?!?!

California has now felt 4 earthquakes recently, all within the past 3 months actually. The most recent earthquake of course occurring on March 16th, 2010.  A major earthquake could still destroy billions in property and has the potential to financially ruin us if we are not protected.

Thankfully, nobody has been reported injured and there was very minimal damage in the Los Angeles area during the 4.4 magnitude earthquake.  The last quake was felt in Northern California on February 5th, 2010 and was a size 6.0.  A month before that there was a 6.5 magnitude earthquake that caused minor injuries and damage, but was still felt as far away as Oregon. Then of course, on December 31, a 5.8 shook Northern Baja California. 
 

 Are we the next big earthquake away from serious damage and loss?

We should ask our insurance agents if our homeowners includes insurance for earthquakes.  Most policies do not automatically include it, as it generally costs extra for that added security. If we do have it, very good of us.  Now the question becomes are we aware of our deductible? Will a loss attributed to an earthquake go unclaimed because we are unaffordable to afford our deductible? Beware, most companies do not allow us to purchase insurance for earthquakes endorsements or earthquake policies during or immediately following earthquake activity.

Diversified Insurance Services is interested in helping our friends find less expensive homeowners insurance with earthquake coverage in California. Diversified Insurance is represented by over 30 Top Rated Insurance Carriers helping you save time and stress by providing the best premium with the best coverage to protect your assets.  

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