Western Security Surplus Launches Admitted Bar, Restaurant Program in Calif.

June 26, 2012Email ThisPrintNewslettersTweetArticleComments

Western Security Surplus Insurance Brokers has launched a bar, tavern and restaurant program in California. This is a brand new program in the California market, offering businesses products with access to an A- X rated, admitted market.

In addition to a minimum premium starting at $750, the coverage also includes general liability, liquor liability, assault & battery and property, as well as coverage enhancement endorsements. The carrier is looking to cover facilities up to 2,500 customer square feet, up to $1.5 million sales and 30 percent  to 100 percent in liquor sales. Coverage is not subject to audit and coverage for businesses open until 2 a.m. is available. Incidental entertainment such as dance clubs or venues is not acceptable at this time.

Western Security Surplus Insurance Brokers provides retail brokers commercial and personal lines products, with access to both admitted and non-admitted markets. It now writes in most of the Sun Belt states from Calif. to Fla.

 

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ACE Launches Admitted Premises Pollution Policy for Public Entities

May 14, 2012Email ThisPrintNewslettersTweetArticleComments

ACE USA, the U.S.-based retail operations of the ACE Group, has introduced an enhanced public/educational entity pollution liability insurance (Public Entity PPL) policy, designed to address the environmental risks faced by public entities. This policy offers coverage on an admitted basis in 36 states.

The Public Entity PPL policy addresses the pollution exposures of public schools; utilities and power co-ops; cities and counties; special districts; and parks and recreational facilities. It combines a focused approach with a standard premises pollution product, providing a single policy to cover environmental-related public entity exposures.

Features of ACE Environmental Risk’s Public Entity PPL Policy include:

Claims-made and reported Public Entity PPL coverage formAdmitted in 36 states as of May 2012Provides financial assurance for underground and aboveground storage tanksDefinition of pollution condition that includes medical, infectious, and pathological wastesIncludes coverage for the transportation and disposal of wastesAvailable coverage for illicit abandonment of wastes, fungi and legionella, and first-party business interruptionOffers contractor pollution liability (CPL) coverage for maintenance activities, including the application of pesticides and herbicidesUnderwriting staff with strong expertise in providing environmental risk solutionsDedicated environmental claims specialists

Insurance is provided by ACE American Insurance Co., Philadelphia, Pa., and, in some jurisdictions, other insurers within the ACE Group. Product descriptions are summaries only. The actual policy issued governs the rights and obligations of the parties. Not all products are available in all states.

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